Charlottesville Housing Affordability Program

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In an effort to promote and preserve homeownership, the Charlottesville City Council offers grants to homeowners who may not otherwise qualify for the City’s elderly and disabled tax relief programs. These grants help offset the financial hardships faced by many homeowners due to rising real estate assessments.

If you are the legal owner AND occupant of your home (valued at $365,000 or less), you owe no delinquent real estate taxes, your household income is $50,000 or less, and you own no other real estate property (anywhere), you MAY qualify for a grant.

City Council must vote to reauthorize this program yearly. If reauthorized, applications will be mailed to homeowners whose dwelling is valued at $365,000 or less (and who are not already receiving real estate tax relief for the elderly and/or disabled).

The deadline for application is September 1.

Charlottesville Housing Affordability Program (CHAP) Application click here (available after Council reauthorization)

For further information regarding Real Estate Tax Relief, please call 434-970-3160.